About Advanzia Bank S.A.
A reference desk for digital banking, not a bank.
We explain how digital banking and payment systems work, in plain language, so readers can make sense of the products they already use.
Why we exist
Digital banking moved faster than the language used to describe it. Terms like "open banking", "instant settlement" and "card issuing" get used loosely by marketing teams, which makes it hard to know what a provider is actually doing with your money or your data.
Advanzia Bank S.A. was set up to close that gap: a small, editorially independent team writing plain-language explainers, kept up to date as the underlying technology changes. We do not sell banking, payment or e-money services of any kind, and we never will.
What guides us
Principles we hold ourselves to.
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Plain language firstEvery explainer is written to be understood without a finance degree, and jargon is defined the first time it appears.
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No sponsored placementsWe do not accept payment to feature or rank a provider, and we do not sell financial products.
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Kept currentGuides are reviewed as regulation and technology change, with an update date on every page.
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Clear boundariesWe are explicit about what we are not: not a bank, not an advisor, not a payments provider.
Where we are
Based in Luxembourg.
Our editorial and support team is registered at the address below. We do not offer in-person appointments, but you can always reach us by phone or email.
Registered address
14, rue Gabriel Lippmann
5365 Munsbach
Luxembourg
Questions about a specific topic?
Send us a message and we will point you to the right explainer or further reading.